Adding all 3 Chase Ink business cards to my wallet earned me over $2,000 in travel

The Ink Business Preferred® Credit Card, no-annual-fee Ink Business Cash℠ Credit Card, and no-annual-fee Ink Business Unlimited℠ Credit Card all rank high on our list of top rewards credit card offers. These cards earn flexible Chase Ultimate Rewards points, which are the most useful type of transferable credit cards points. I used these points to get tens of thousands of dollars worth of travel to New Zealand.

Applying for all three Chase small business cards gave me an opportunity to earn 200,000 Chase Ultimate Rewards points (the total of all three sign-up bonuses). And even better, there’s an increased offer on the Ink Business Preferred Credit Card right now. With it you can earn 100,000 Ultimate Rewards Points after spending $15,000 within the first three months of account opening.

The welcome offer on this one card alone is worth at least $1,250 in airfare, hotels, and rental cars if you book through the Chase travel portal. And if you add that 100,000-point sign-up bonus to the welcome offers from the other two Ink Business cards you’ll have a total of 200,000 Ultimate Rewards points after meeting each card’s minimum spending requirements. And those points can be worth even more if you transfer points to Chase airline and hotel partners.

For example, transferring 200,000 Chase Ultimate Rewards points to Hyatt can get you six free nights at top-tier luxurious hotels, like the Park Hyatt New York and Park Hyatt Tokyo, where room nights can cost $1,000+ if you pay cash.

Adding all three Chase Ink Cards to my wallet helped me earn super lucrative sign-up bonuses – enough points for multi-night stays at high-end hotels around the world. (Photo by f11photo/Shutterstock)

Tips for getting all three Chase Ink Business cards

The three Chase Ink small business cards are considered different card products. This means you’re eligible to earn the sign-up bonus on each card. The only application restriction is the Chase 5/24 rule, where Chase will not approve you for most of their cards if you’ve opened five or more cards from any bank (not counting certain business credit cards) in the past 24 months.

I wouldn’t recommend applying for all three Chase Ink business cards at the same time. I was approved for the three cards over a period of 12+ months. Also, spreading out the applications made it easier to meet the minimum spending requirements on each card.

Qualify for Chase small business credit cards

Million Mile Secrets team member Joseph recently shared how lucrative offers on business cards like the Ink Business Preferred are inspiring him to start a small business. Most people don’t realize you can qualify for a business card with any for-profit venture. There’s no minimum business income required to get a business card, which means you don’t have to own a multi-million dollar corporation.

You can apply for business credit cards as a sole proprietor using just your Social Security number on the application. That’s how I apply for business cards, and I currently have seven small business cards in my wallet. Be sure to check out our guide to completing a Chase business card application here.

Find Out Which Is The Best Business Credit Card
You can apply for a business credit card by using your social security number. That’s what I use and I have seven business cards. (Photo by fstop123/iStock)

Besides earning multiple sign-up bonuses, having all three Chase Ink business cards gets me access to multiple bonus spending categories and other perks. This makes it easy to quickly boost my balance of Chase Ultimate Rewards points.

For example, I use the Ink Business Preferred to earn 3X Chase Ultimate Rewards points on travel and shipping purchases (on the first $150,000 in combined purchases each account anniversary), and paying my cell phone bill with this card means I get $600 in cell phone insurance. I’ve successfully used this perk twice in the past.

I use the Ink Business Cash card to earn 5% cash back (5X Chase Ultimate Rewards points) on purchases at office supply stores and to pay my internet bill (only on the first $25,000 in combined purchases each account anniversary). And I use the Ink Business Unlimited to pay for any business purchase that doesn’t fall into a bonus category. With this card, you earn unlimited 1.5% cash back (1.5X Chase Ultimate Rewards points) on all purchases.

Chase Ink Card offers

Here’s a summary of the current Chase Ink business card offers and a link to our reviews.

Card Sign-up bonus & minimum spending requirements Our review
Ink Business Preferred℠ Credit Card 100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of opening your account Read why this is the top card pick for small business owners
Ink Business Unlimited℠ Credit Card $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first three months of opening your account Review of the Ink Business Unlimited
Ink Business Cash℠ Credit Card $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first three months of opening your account Review of the Ink Business Cash