Money drives many decisions that we make day to day. Setting goals can help us take control and feel more confident about those decisions. Ready to get started? First, learn what financial goals are and why they’re important. What are financial goals? Financial goals are the personal, big-picture objectives you set for how you’ll save...
Lauren Schwahn is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @lauren_schwahn.
The article Financial Goals: Definition and Examples originally appeared on NerdWallet.
The Chase Savings℠ account interest rate is 0.01% (effective 3/15/19; rates are variable and subject to change). Rates for premium relationship savings accounts are slightly higher, but overall, the annual percentage yields on Chase savings accounts are low. Many online savings accounts, for example, have rates north of 2%. Though APYs are low, Chase offers a...
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The article Chase Savings Account Interest Rate: How It Compares originally appeared on NerdWallet.
If you’re planning a trip to Israel anytime soon, there’s a new pass available that could save you money. The Israel Nature and Parks Authority, the Ministry of Transport and Road Safety and the Ministry of Tourism recently teamed up to unveil the Israel Pass, which offers discounts of up to 20% on national park fees...
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The article New Pass Offers Discounts on Israel’s National Parks originally appeared on NerdWallet.
All the buzz about those royal baby photos might inspire you to have some pictures taken of your own little one. Or you may be in need of photos for something else — an engagement, wedding, graduation, you name it. For many of these occasions, you’ll want a professional on hand who can do more than...
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The article How to Get Your Own 'Royal' Family Photos on a Commoner Budget originally appeared on NerdWallet.
Answering the question “When can I retire?” requires comparing expected future expenses with expected future income. When you’re young, you pretty much have to guess. When you’re within 10 years of retirement, though, you should have a much better idea of what those numbers will be. Here are the questions you need to answer to...
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The article When Can I Retire? originally appeared on NerdWallet.
Annie Dinwiddie’s dog Rosie is 181 pounds of pure love. But all the love in the world won’t cover the nearly $25,000 in vet bills Dinwiddie has racked up since she got her pup. Thankfully, pet insurance will. On a recommendation, Dinwiddie enrolled Rosie, an English mastiff, in a policy with Healthy Paws. Four years,...
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The article Pet Insurance Can Be Your Wallet’s Best Friend originally appeared on NerdWallet.
Your credit report contains a wealth of personal data — your name and Social Security number, birthdate, phone numbers and past addresses — but your marital status is not included. That’s not to say that your financial and credit activity while you were married won’t affect your credit after a divorce. Mistakes can arise if...
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The article Does Divorce Show Up on My Credit Report? originally appeared on NerdWallet.
State and federal dental school debt forgiveness and repayment programs pay a portion of college debt for dentists who work in the public sector or in an underserved area for a certain period of time. A dental school debt forgiveness program may be the right repayment strategy if your career goals align with one of...
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The article 8 Dental School Debt Forgiveness Programs originally appeared on NerdWallet.
With its focus on luxury experiences and a $550 annual fee, The Platinum Card® from American Express is a travel rewards card designed for people who travel frequently and spend big. If that doesn’t describe you but you’re still interested in the card, here’s how to determine whether you can still benefit from it. The...
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The article Who Benefits Most From the Platinum Card From American Express? originally appeared on NerdWallet.
The federal government offers four income-driven repayment plans that can lower your monthly bills based on your income and family size. Switching to one of these plans is usually right for you in the following instances: You can’t afford your current student loan payments. You’ll qualify for Public Service Loan Forgiveness. You have high debt...
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The article Income-Driven Repayment: Is It Right for You? originally appeared on NerdWallet.
This One Form Could Be the Root of All Your Tax Woes Unexpected tax bills can quickly throw a household into chaos, but experts say one simple tax form is often the cause of the surprise — and the penalties, interest, tax liens or other financial drama that often ensue.
That form is the short, innocent-looking W-4. Essentially, it lets employees tell employers how much tax to withhold from their paychecks. Employers remit that tax to the IRS on the employees’ behalf throughout the year. During tax season, when it’s time to calculate Uncle Sam’s cut of your income for the past year, the money already withheld from your pay is supposed to cover the bill. But sometimes it doesn’t.
Many people don’t understand how much power the W-4 wields, says Naomi Ganoe, a CPA and managing director at accounting services firm CBIZ MHM in Akron, Ohio. It’s a common oversight — after all, the W-4 is typically buried in a stack of paperwork that employees fill out on the first day of a new job.